• Welcome Video

Welcome to It’s The Money Guy! The whole point of this website is to help people and businesses make better financial decisions. I will feature on Andover Radio (95.9FM) on a weekly basis and be releasing new content each week, talking about how to save money, make money and supporting anyone who is self-employed. If you have any questions about money or setting up your own business, please let me know! Just click on the ‘ Get in contact’ button and send me an email. Remember to join the ‘it’s the money guy group’ on Facebook for additional content and information.

Personal Services

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1 to 1 Personal Money and Saving Plans

The best way to tackle savings is treating it like a 12 week fitness shred!

1) Face that you'll have to make changes
2) Actually do what we agree to do
3) Reflect on what you are doing and see if its going the way you had planned
4) Have someone to report to (A money coach) to ensure that you are accountable for what happens

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20 Cogs – Earn Money at Home!

Join 20Cogs to earn money in your spare time. Make money by completing competitions, offers, games and surveys. The average user earns over £200 and it's FREE to join. One lucky member has made a themselves a massive £733!

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Angel Call Handling – work from home

If you are fed up with working for other people and want to become your own boss - why not set up your own company and work for Angel Call handling as a sub contractor?

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Business Services

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Accounting & Bookkeeping

Accounting and Bookkeeping is a must for any business owner. It's the thing which tells you if your business is actually working (Or not). Its the thing that warns you to potential theft or fraud from either an internal or external source, it might be the trigger which allows you to re-think if the stock you hold is right for the business, if the systems that you use is the most efficient, it's a reflection of your businesses success in monetary terms. The question here is - do you do your own books and accounts and do you know enough to be making the most of the rules and regulations of the land?

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Business Consultancy

'Business Consultancy' is a term that is over used a lot these days. The simplest reason for this is because it covers so many things! A business is a big deal. If you are a Plumber - you are not just a Plumber. You are now, inadvertently, a marketer of your business, a buyer/seller for your business, an accountant, a bookkeeper, you may have to design adverts, clothing, ensure that your employees or sub-contractors are happy, suddenly you've become a complaints handler, cleaner...the list goes on.

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Business Contracts

One thing which is often overlooked, more often than not, because of the perceived price involved, is the dreaded contract. A contract is there, not to confuse or to trap people, if done correctly, they are there to ensure that everyone's well being has been looked after and everyone's expectations are actually met. It is a piece of paperwork which is a metaphorical handshake with one another. It is there to ensure that no-one is cheated.

Like anything in life, you SHOULD read the whole contract, no different to terms and conditions. We're in a world where ignorance, lack of interest or 'never quite getting around to reading literature' isn't really an excuse or a get out clause of a contract. If you sign it, you should adhere to it (In theory!).

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Testimonials

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''I've worked with Adam for a number of years now and he's always been there for me and helped whenever I've needed any financial help or needed something to be checked over.
I will be doing a lot of my business now with Adam
Thanks for all you help'' 5*

Dave Scott

"Adam was one of the many great people I came across when I started my business 2 years ago. He helped me set up the right business bank account for my unique business and recommended top accountant which I still use today and help me network within the area through business groups and potential clients. Adam is fantastic at what he does and most importantly a terrific person to get to know.
HIGHLY RECOMMEND FOR ANYTHING TO DO WITH MONEY, THAT YOU NEED SUPPORT/ADVICE.." 5*

Nicholas Asamoah

Amazed at how much money I've started to save after meeting Adam once. My daughter and I can enjoy a better quality of life after having a chat with Adam over coffee. The aftercare is amazing and he continues to support me in financial matters. Thanks you. 5*

Jo Davis Hill

Latest Blog Post

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Get a Bank Account Young

Author: Adam Phillips   |   Date: 3rd December 2018
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Starting the world of banking at a young age is great for practice, after all – you won’t be taught in school how to handle money. Seems like one of those worldly pieces of advice that your mum or nan might tell you – ‘Save now, whilst you can.’ No wiser words would have been spoken!

Getting in the habits you’ll need for life is essential, it’ll help you better understand the system by the time you get around to full time work. The only thing you can’t do is borrow money until the age of 18. But how would having a bank account at a younger age help? Read on to find out.

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